Lumpsum Calculator
Calculate returns on your one-time investment with compound interest
Investment Parameters
💡 Tip: Click value to edit directly. Supports shorthand (5L, 2.5Cr) or exact numbers (725000)
Total Investment
Wealth Gained
Year-wise Growth Projection
What is Lumpsum Investment?
A lumpsum investment means investing your entire available amount at once, rather than in installments.
- •Suitable when you have a large sum available
- •Potential for higher returns in bull markets
- •Benefits from compound interest over long term
- •Requires market timing consideration
Lumpsum Investment Formula
A = P(1 + r/n)^(nt)- A = Final amount
- P = Principal investment
- r = Annual interest rate
- n = Compounding frequency
- t = Time in years
Frequently Asked Questions
When should I choose lumpsum over SIP?
Choose lumpsum when you have a large amount available, believe markets are at attractive levels, or want to maximize returns in bullish market conditions. SIP is better for regular income earners who want to invest monthly.
How accurate are these calculations?
Our calculator uses the standard compound interest formula used by financial institutions. However, actual returns may vary due to market volatility, fund management fees, and taxes.
What's the best investment duration for lumpsum?
Lumpsum investments work best with longer time horizons (5+ years) to ride out market volatility and benefit from compound growth. The power of compounding increases significantly over longer periods.